finance@thecommercialfunding.uk 20-22 Wenlock Rd, London, N1 7GU
🇬🇧 UK (+44) 20 3807 8252

Merchant Cash Advance

Funding based on future card sales, repaid flexibly as you trade.

Merchant Cash Advance

A flexible way for cafés, restaurants and retailers to access funding against future card sales — repayments flex automatically with your daily takings, so quieter days mean smaller repayments.

  • Funding from £5,000 to £300,000
  • Repayments linked to card sales
  • No fixed monthly repayment
  • Ideal for cafés, restaurants & retail
Get a Funding Quote

Straightforward, Whole-of-Market Advice

Expert Advice

Our experienced team provides honest, tailored guidance at every step.

100+ Lenders

We compare the whole market to find you the most competitive terms.

Fast Decisions

Applications are typically reviewed within 24-48 hours.

Frequently Asked Questions

How quickly can I get a decision?

Most applications receive an initial decision within 24-48 hours, with funds released shortly after depending on the complexity of your case.

Will I be tied to one lender?

No. We work with over 100 lenders across the UK market and compare options to find the most competitive terms for your circumstances.

Is my information kept confidential?

Yes. All enquiries are handled in the strictest confidence and your data is never shared without your consent.

Other Funding Solutions

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Expert guidance to improve cash flow and business performance.

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Working Capital

Improve cash flow and support day to day operations.

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Ready to Fund Your Next Move?

Speak to our team today and get a free, no-obligation funding quote.